hiyall,
I found out something very interesting today. did ya know that a store can charge YOU for using your debit card? yup! 2.5% extra tax for the previledge of using YOUR money. I received a email today from a pickle posse member (its a online quilting group) asking ' what to use for money these days?'. she stated in her letter, which I have copied and pasted here:
has anyone else been listening to the news and catching up on the latest in Bank fees, credit card fees, and debit card fees? The story on our news last night had me digging thru the internet today and I am stunned. Apparently because the Govt. stepped in and told the Banks and CC companies they could no longer do unfair % hikes, they are now gauging you in every little way imaginable. (not they weren't already) Take for instance today, my mom went to the local plant nursery to buy a few bedding plants. At the check out is a new sign..."How will you pay"?...what is that my mom asks...Well, said the lady, we no longer accept checks, if you use a bank debit card we charge 2.5% more, and if you use a CC we now charge an additional 5%, to cover the fees the bank now charges us for those transactions! WTF????? So I went back read more..and YES, now if you use your debit card, (which is supposed to be like YOUR cash) #1, the place you use can/will charge you a 2.5% transaction fee on top of your purchase and taxes!, #2- If you use it for small purchases, your bank can now HOLD the processing of that transaction until you have spent $100...meaning if you do not check your bank acct. every day, you might very well end up over drawn..something the bank will love, as the new OD fee went up again to nearly $30.00..meaning if you are just over $20, you end up paying some 3,500% interest on that in fees and loans from the bank....
I went back and checked 2 receipts, one from wally world and one from the grocery store where I work. sure enough! there was that extra 2.5% added tax for using my MC/check card. the kicker is, if you buy hot foods, they add on another 7% tax for 'entertainment tax'! I looked at another receipt where I had paid cash.....straight of 5% virginia tax only. aint that something? maybe it is a good thing that the goverment stepped in and told the CC companys 'shame on you!' and put a couple of laws into place. I have to admit that I saw this in my reciept a long time ago and didnt think anything of it til today. I am not even making it from paycheck to paycheck theses days and they want to tax the shit out of it.
BTW......I finally heard from the va employment commission yesterday. apprently the deputy in charge of my case was on leave and dint finalize anything until I made a phone call last week inquiring about the 3 way call that I had on MAY 22. Its been 10 weeks since I was fired from the big orange box and I have not recieved one dime. the deputy on the phone that she that I was fired unjustifiably and that she would rule in my favor. even though I have gone back to work, its still part time and I would get part time unemployment. so it will be another 2 weeks before I hear ya or nay on the benifits. its really pissing me off, I have paid into that fund for over 20 years and I expect to get some of it back. call me greedy, I dont care, I dont qualify for any of the goverment programs cause I own my own home. screw the fact that its not paid for and that I still owe another 16 years on it. nope...I have assets that are over $1000 and I dont get nothing.....
ciao baby!
(mauh) Liz
Tuesday, June 30, 2009
Friday, June 19, 2009
Its an conspiracy I tell ya....
hiyall,
Its an conspiracy I tell ya ........yall know about the HDtv conversion recently. I have 3 older TVs. I send off for my coupons for the converter units and got my son, beloved monkey boy to order them to be sent to his house. Coupons came last year, bought my boxes( all 4 of them) and set them to the side. I was in no hurry to install them. I am a quilt maker, not a tech head. In April when the original due date for the flip over was about to come, I install one. had some issues with it but it got done with the help of BMB on the phone. That boy has a friggin' potty mouth, haven't a clue where he got it...... anyhow....the reception was pretty bad. BMB said I might need a anteni on the roof. OH HELL NO, I aint climbing the friggin roof..... besides, I don't have the money. when I got fired from the orange box (see earlier post) the new job I got was less money and part time. my income was literally cut in half. I have no money to spare. Maybe I can trade a quilt or two for one. Believe it or not, there are people who still barder in my neck of the woods. I turn off the converter box and watched regular analog til the switch. sooooooo June 12th came with the big switch over. SURPRISE! the reception is clear as a bell! and I have 12 more channels (I don't have cable, never was in the budget, hell I'm on dial up!) 5 of which are bible thumping crap. I said to BMB I wont need an anteni now. He suggested that the analog and the HD signals were completing with each other. Now that analog is turn off, HD has it all. haaaaaaaaaaa, I dont need no stinkin' antei. think of all those people who went out and bought a new roof anteni so they could watch their NASCAR. its an conspiracy I tell ya, a motherhumping conspiracy.........
ciao baby!
(mauh) Liz
Its an conspiracy I tell ya ........yall know about the HDtv conversion recently. I have 3 older TVs. I send off for my coupons for the converter units and got my son, beloved monkey boy to order them to be sent to his house. Coupons came last year, bought my boxes( all 4 of them) and set them to the side. I was in no hurry to install them. I am a quilt maker, not a tech head. In April when the original due date for the flip over was about to come, I install one. had some issues with it but it got done with the help of BMB on the phone. That boy has a friggin' potty mouth, haven't a clue where he got it...... anyhow....the reception was pretty bad. BMB said I might need a anteni on the roof. OH HELL NO, I aint climbing the friggin roof..... besides, I don't have the money. when I got fired from the orange box (see earlier post) the new job I got was less money and part time. my income was literally cut in half. I have no money to spare. Maybe I can trade a quilt or two for one. Believe it or not, there are people who still barder in my neck of the woods. I turn off the converter box and watched regular analog til the switch. sooooooo June 12th came with the big switch over. SURPRISE! the reception is clear as a bell! and I have 12 more channels (I don't have cable, never was in the budget, hell I'm on dial up!) 5 of which are bible thumping crap. I said to BMB I wont need an anteni now. He suggested that the analog and the HD signals were completing with each other. Now that analog is turn off, HD has it all. haaaaaaaaaaa, I dont need no stinkin' antei. think of all those people who went out and bought a new roof anteni so they could watch their NASCAR. its an conspiracy I tell ya, a motherhumping conspiracy.........
ciao baby!
(mauh) Liz
Wednesday, June 10, 2009
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